STR buyer workbook

Furnished STR Purchase Inventory Checklist

“Fully furnished” is not an inventory. When buying an operating vacation rental, document which items are included, their condition, whether the seller owns them and what still needs replacement. The practical goal is a room-by-room record your transaction team can incorporate into the appropriate documents and your launch team can verify before guests arrive.

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Separate property, equipment and accounts

Ask your agent and attorney which fixtures, personal property and exclusions need to be described in the purchase documents. Do not assume a photographed item conveys. Furniture may belong to a staging company, equipment may be leased, and the seller may intend to remove personal pieces. Confirm ownership and any continuing payment obligations instead of assigning value from listing photos.

Keep software subscriptions, locks, websites and booking accounts on a separate schedule. A physical device and the account controlling it are different assets. The sale of a furnished home does not itself establish transfer rights for platform accounts, listing reviews or photography. For example, Airbnb states that account ownership cannot be transferred to another host. Plan the platform transition separately.

Create a room-level inventory

FieldWhat to capture
LocationBedroom 1, living room, garage or owner closet
Item and quantitySpecific description, count and identifying detail
ConditionObserved defects, wear and working status
OwnershipOwned, rented, financed or excluded
EvidenceDated photo and relevant receipt or warranty
ActionConveys, replace, repair or clarify before closing

Price usable condition rather than replacement fantasy

A room can contain the listed number of beds while still needing mattresses, protectors, linens, lamps and storage to operate well. Count backup sets and consumables separately from the core furniture. Ask the cleaner and manager what must be replaced before the first stay. A seller’s original purchase price is not necessarily current market value or the amount you would spend to obtain a usable substitute.

For a hypothetical purchase, $20,000 of included furnishings might still require $7,000 of replacement and setup to match the intended guest offering. That $7,000 belongs in your launch budget even if the property is advertised as turnkey. Do not count the same items as both included inventory and new furnishing purchases. Obtain actual quotes for the important gaps.

Verify the inventory again before closing

Compare the final walkthrough with the agreed inventory, photographs and repair list. Record missing or substituted items and ask the transaction team to resolve them under the contract. Do not rely on a promise to drop off replacements after possession. Keep a copy for the manager’s opening inventory, then reset access credentials and document the equipment handoff before accepting guests.

Continue your purchase research

Prepared by BNB Accelerator. These worksheets support a purchase discussion and do not replace property-specific legal, lending, insurance, tax or inspection advice. Examples are hypothetical and do not promise investment results.

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