STR buyer workbook

Final Walkthrough Checklist for an STR Purchase

The final walkthrough is your opportunity to compare the property’s current condition with what the purchase documents require. For a vacation rental, also check the included inventory and possession plan. It is not a replacement for inspections and does not create rights outside your contract. Schedule it with your agent and leave enough time to escalate discrepancies before closing.

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Bring the agreed baseline

Use the executed inventory, inspection-related agreements, repair receipts and dated photographs. A memory of the first tour is not a reliable checklist. If the seller agreed to a specific repair, ask whether its completion needs professional verification rather than just a receipt. Confirm access to every area that matters, including owner storage and outbuildings included in the purchase.

Check for changes since the inspection: leaks, damage, removed equipment, substituted furniture or a loss of utility service. Arrange reasonable demonstrations with permission and document what could not be checked. Avoid calling a system satisfactory merely because it was inaccessible. If utilities must remain active for the walkthrough, coordinate that requirement through the transaction team.

Check the STR-specific items

CheckEvidence or confirmation
Condition and agreed repairsPhotographs, receipts and specialist confirmation as appropriate
Included furnishingsInventory counts and agreed item descriptions
PossessionOccupants, seller access and agreed vacancy timing
Keys and devicesPhysical keys, remotes, locks and equipment list
Guest calendarWritten plan for any remaining reservations
Utilities and servicesCutover dates and active owner accounts
Unresolved discrepancyWritten notice to the responsible transaction professional

Keep the financial and physical checks separate

Confirm final purchase amounts with the settlement team; do not infer that a correct walkthrough means the settlement statement is also correct. For applicable consumer mortgages, the CFPB’s Closing Disclosure explainer provides a line-by-line reference. Investment and business-purpose financing may involve different documents. Ask your lender which disclosures and figures control your transaction.

An unresolved missing item or failed repair should go to the agent and attorney for a contractual solution. A credit, delay or other arrangement needs appropriate documentation and any necessary lender approval. Do not assume you can simply hold back part of the closing funds on your own. Record the agreed resolution and who will confirm completion.

Finish with a possession and launch handoff

After the authorized closing and possession process, update access, establish your own operational accounts and hand the manager the verified inventory. Separate “the purchase closed” from “the property is ready to host.” Local approvals, insurance, cleaning, listing setup and staffing may still be open. Keep those gates visible before accepting a guest arrival date.

Continue your purchase research

Prepared by BNB Accelerator. These worksheets support a purchase discussion and do not replace property-specific legal, lending, insurance, tax or inspection advice. Examples are hypothetical and do not promise investment results.

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